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Current Rates for Certificates of Deposits and IRAs

Rates are effective as of  November 2, 2009

91 Days
1.50%
APY 1.51%
182 Days
1.75%
APY 1.77%
12 Months
2.00%
APY 2.02%
24 Months
2.25%
APY 2.28%
36 Months
2.50%
APY 2.53%
48 Months
2.75%
APY 2.78%
60 Months
3.00%
APY 3.03%


SAVINGS: RATE 1.00% APY 1.01%
NOW & MMIA: RATE 0.50% APY 0.51%
CHRISTMAS CLUB RATE 1.00% APY 1.01%

*** Rates are subject to change without notice ***
Minimum deposit of $500

APY= ANNUAL PERCENTAGE YEILD