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Please call the branch nearest you for all CD rates.

Rates are effective as of  June 28, 2010


SAVINGS: RATE 0.75% APY 0.76%
NOW ACCOUNT RATE 0.25% APY 0.26%
MMIA: RATE 0.50% APY 0.51%
CHRISTMAS CLUB RATE 0.75% APY 0.77%

*** Rates are subject to change without notice ***
Minimum deposit of $500

APY= ANNUAL PERCENTAGE YEILD